Reduce credit card processing fees without changing payment processors.
RateGuard by Paymerc.
Analyze. Optimize. Protect.
Payment processing rates are complex and always increasing. Merchant processing statements are difficult to understand and it’s nearly impossible to know if you have competitive rates.
It doesn’t have to be that way.
With RateGuard, you can obtain the lowest payment processing rates available with your current payment processor and protect them from future rate increases.
You don’t need to be an expert in the payments industry to reduce your credit card processing fees; let RateGuard navigate the complexity for you.
The RateGuard program works directly with your current payment processor. Managing the complex payment processing rates on your behalf, RateGuard ensures your rates are optimized and protected from ongoing rate increases. No switching payment processors and no effort on your part. Enjoy peace of mind with RateGuard.
Reducing your credit card processing fees is simple and fast with RateGuard.
Start your free RateGuard Savings Analysis to determine how much you can save on credit card processing fees.
No cost for the analysis.
No obligation to enroll in RateGuard.
1
Analyze
How much can you save with the RateGuard program? There’s no cost or obligation for a RateGuard Savings Analysis, which will determine the annual program savings available to you. Using proprietary software, the RateGuard Savings Analysis audits your merchant account statement against thousands of interchange and assessment fees to uncover overbilling and hidden charges. Your statement data is analyzed and benchmarked against optimal pricing available with your current payment processor, providing a clear view of potential program savings.
Identify Savings
2
Optimize
After determining your annual savings with the free RateGuard Savings Analysis, enroll in the RateGuard program to capture your savings. The RateGuard program will optimize your rates with your current payment processor, ensuring your merchant account is configured correctly to take advantage of the lowest processing rates. The RateGuard optimization process is fast and there’s no changing payment processors or the manner in which credit cards are processed. No effort on your part and the only fee forRateGuard is a percentage of realized savings.
Capture Savings
Enroll in RateGuard to optimize your rates and capture the savings identified in the analysis.
No changing payment processors.
RateGuard fee is a percentage of realized savings.
RateGuard will protect you from future rate increases and ensure you continue to realize savings.
No effort on your part.
Monthly monitoring and savings report.
3
Protect
After your payment processing rates are optimized, they need to be protected against future rate increases. The RateGuard program will invest your monthly merchant processing statement to determine your program savings for the processing period and will monitor your processing rates to guard against negative changes. Each month, you’ll receive a report showing realized savings from the RateGuard program, along with trending payment processing data. When your payment processor attempts to increase your rates, RateGuard will protect you.
Secure Savings
Rateguard manages the complex payment processing rates on your behalf, delivering measurable savings to your organization without switching payment processors. Using proprietary software, benchmarking data, and industry expertise, RateGuard secures reduced payment processing rates with your current processor and provides transparency to the complex pricing structures and billing practices.
No risk, no switching payment processors, no disruption to your operations, and the only fee is a percentage of realized savings.
Rate Transparency
Provides insight into hidden fees and overcharges.
Rate reduction
Secures the lowest possible rates with your current processor.
Rate Protection
Ongoing monitoring to protect against rate increases.
No Risk. No Effort.
No risk or effort on your part.
You do not need to switch payment processors to capture optimal processing rates.